Founding Access
The credit business — in a box

Run your own credit empire.
We built the engine.

The all-in-one platform that runs a fully compliant credit-restoration business under your brand — with a built-in litigation pipeline the credit-repair CRMs simply don't have, minus the generic letters and the legal risk.

Get founding access 12 founding seats before public launch
Why operators switch

Everything to run it. Nothing you'd get sued for.

200

One VA. Two hundred clients.

Automation runs the disputes, the timeline, the follow-ups, the certified mail. Your team stops doing manual busywork and starts closing more business. That's where the margin comes from.

Actually legal

A real FCRA process — sourced, timelined, defensible. Not the recycled generic letters that get operators sued.

Everything, in one

Intake, disputes, tracking, and a built-in litigation pipeline you hand to attorneys. One system, done right.

Your brand on it

Your logo. Your domain. Your clients. We stay invisible — you keep the relationship and the profit.

They each do a slice. We do the whole thing.

Every other platform stops at dispute letters.

The rest of the market is credit-repair CRMs — good at sending letters, and that's where they end. No violation analysis. No litigation. No settlement upside. Meritly runs the full chain, legally, under your brand.

Capability
Credit Repair Cloud
DisputeFox
Client Dispute Mgr
Meritly
Entry price
from $49/mo
$129/mo
$107/mo
$1,000/mo · all-in
How pricing scales
Per client — pay more as you grow
Per client — capped tiers
Per client — capped tiers
Flat — grow clients, not your bill
True white-label
Client portal only
from $1,499/mo
Branded portal
Yes — included
Dispute letters
Templates + AI
AI + Metro 2
AI + templates
Sourced · section-cited
Violation scan → damages
Built-in litigation pipeline
Referral only
✓ — case handed to attorneys
Settlement / statutory-damages
✓ (§616 / §617)
Legal frame
CROA "credit repair"
CROA "credit repair"
CROA "credit repair"
FCRA rights enforcement
Operator revenue
Monthly service fee
Monthly service fee
Monthly service fee
Fees + 30% of settlements

The only true full white-label competitor starts at $1,499/mo — and still has no violation analysis, litigation, or settlement engine. Competitor pricing verified from official sources, 2026; features shown are category-level and current as of publication.

Get founding-partner access.

We're opening a handful of seats at founding pricing before public launch. Drop your email — founders hear from us first, and lock the rate.

✅ You're on the list. Founding seats go first — watch your inbox.

Meritly provides business software and services to credit-industry professionals. Meritly is not a credit repair organization and makes no promise or guarantee regarding any consumer's credit outcome. Pricing shown is introductory founding-partner pricing and is subject to change.